The operations of the business focus on the Northern and Central Indiana regions. They have 46 banking branches that offer commercial and consumer banking services. They offer the customary depository products, which continue to pool deposits to support the lending activities of the bank. They also offer retail and merchant credit card services, wealth advisory, trust and brokerage services and as well as treasury management services.
As of December 2014, the company has reported their deposits to be around $2.8 billion. Their loan portfolio has an aggregate of more than $5.3 million. Lake City Financial Corporation is listed as a component of the Russell 3000 Index.